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IN CASE OF THEFT

 
   

Your Wallet is Missing!

Here are some critical first-steps to limit the damage caused when your personal financial information is stolen.

Cancel your credit cards. Report any missing debit cards as well. Emergency phone numbers should appear on your financial statements.

File a police report. This must be done in the jurisdiction where your things were stolen.

Call the three national credit reporting bureaus. They'll red-flag your name and Social Security number. The bureaus to contact are:
   Equifax: 1-800-525-6285
   Experian: 1-888-397-3742
   Trans Union: 1-800-680-7289.

If your social security number was stolen, contact the Social Security Administration fraud line at 1-800-269-0271.

 
Lost/Stolen ATM or Wakota Debit Card: 1-800-535-8440
Lost/Stolen VISA Credit Card:

1-800-558-3424

Identity Theft

If you or a loved one is a victim of identity theft, it's important to respond as soon as you realize what is happening.

Call the three national credit reporting bureaus. They'll place a fraud alert and prevent thieves from opening any new accounts in your name. The bureaus to contact are:
   Equifax: 1-800-525-6285
   Experian: 1-888-397-3742
   Trans Union: 1-800-680-7289.

File a complaint with the Federal Trade Commission (FTC). This government organization shares its information with law enforcement to help track down identity thieves. For more information, visit the FTC's Identity Theft website at ftc.gov/idtheft. [external link disclosure]

 
   

Take Advantage of Free Annual Credit Reports

Consumers can take advantage of a free annual copy of their credit report from the three major credit bureaus. To learn more, go to www.annualcreditreport.com or call toll free 877-322-8228.

Caution: Misspelling this site or using another site with similar words will take you to a site that will try to sell you something or collect your personal information.

This is the only service that allows you access to free credit reports with no strings attached. The "free" credit reports advertised by other sources are not really free!

If you are a victim of identity theft, you are entitled to place a fraud alert on your file and to receive copies of your credit report from each of the three credit reporting companies free of charge, regardless whether you have previously ordered your free annual reports.

         
   

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