Savings or Certificate
This loan is secured by a credit union account. By pledging
deposited funds as security, you can borrow money at a lower
interest rate while your hard earned savings continue to grow. Your
deposited money becomes available as you decrease your loan balance.
Signature / Unsecured Loan
Personal loans to qualified borrowers for up to 60 months.
More Loan Services
Ready Credit Overdraft Protection
Ready Credit Overdraft Protection is a line of credit connected
directly to your checking account. Ready Credit allows you to write
your own loan whenever your transactions exceed your balance.
This saves you unnecessary charges and eliminates the need for a
small temporary loan. It's a great safeguard for your money, since
you only pay interest on the amount you actually use. You may never
need to use it, but it's nice to know it's there.
We're proud of our low rates!
Wakota Federal Credit Union is member-owned. All our profits are
returned to our members in the form of high savings yields and low fixed-rate loans.