Savings & Investments

Savings & Investments

Accounts federally insured to at least
$100,000 by NCUA, an agency of the
US Government


	Savings Account A daily interest savings account that not only earns you interest but also ownership in Wakota Federal Credit Union. A deposit in a newly opened Savings Account makes you more than a customer - you are a member/owner. Certificates An excellent return on your investment. Choose the term that meets your needs ranging from 6 to 60 months. A minimum investment of as low as $100.00 is required to open a certificate with a guaranteed rate of interest.

	Savings Rates*

Account Type	Average Daily Balance	Dividend Rate	Annual Percentage Yield
Savings	$100.00+	0.25%	0.25%

Ripples	$5.00+	0.25%	0.25%

*WAVE*	$5.00+	0.25%	0.25%

Money Market Savings	$2,500 - $24,999	2.67%	2.70%
	$25,000+	3.06	3.10%

Money Market Checking	$2,500 - $9,999	1.39%	1.40%
	$10,000 - $24,999	1.64%	1.65%
	$25,000+	2.13%	2.15%

**Posted rates are effective as of May 5, 2008 and are subject to change without notice.


	*Dividend rate declared as of March 31, 2008. Rates subject to change without notice.


	Certificate Rates**

Account Type	Annual Percentage Rate	Annual Percentage Yield
LIMITED SPECIAL
4 Month Certificate ($5,000+)	2.33%	2.35%
15 Month Certificate ($5,000+)	2.82%	2.85%
Standard Rates
6 Month Certificate $100+	2.13%	2.35%
12 Month Certificate $100+	2.28%	2.30%
24 Month Certificate
$100 to $49,999	2.62%	2.65%
$50,000+	2.72%	2.75%
36 Month Certificate
$100 to $49,999	2.92%	2.95%
$50,000+	3.02%	3.05%
48 Month Certificate
$100 to $49,999	3.11%	3.15%
$50,000+	3.21%	3.25%
60 Month Certificate
$100 to $49,999	3.31%	3.35%
$50,000+	3.41%	3.45%


	**Dividends are paid quarterly. Substantial penalty for early withdrawal. Rates subject to change without notice.


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